Traffic Tickets & Insurance Rates

Can Traffic Tickets Affect Insurance Rates?

When you receive a ticket for a traffic violation, fines and points are not the only things you have to worry about. In certain situations, a serious traffic violation may even affect your insurance rate, causing it to rise to a higher monthly payment. If you have been issued a traffic ticket for any kind of violation, don't hesitate to learn what consequences a ticket may incur and hire a New York traffic ticket attorney to fight on your behalf.

Insurance Rates in New York State

The New York Insurance Law §2335 states that your insurance company cannot raise your monthly rate for any type of violation EXCEPT the following:

Speeding more than 15 m.p.h. over the limit
Speeding or reckless driving resulting in injury or death
Speeding, reckless driving, or both on three or more occasions
DWI/DUI
Avoiding apprehension or arrest
Leaving the scene
Road racing
Driving without a license
Two or more moving violations
Driving with a suspended license

These are only some of the valid reasons why an insurance company may raise a customer's monthly rates. Any other violation does not qualify for a raised insurance rate, so be sure to hire an attorney if your rates have been wrongfully increased.

Also, a skilled lawyer could fight to have your violation reduced or dismissed and prevent you from being so harshly penalized. Higher insurance rates could cause severe damage to your financial health, so be sure to consult with a traffic ticket attorney immediately if you are facing charges. Call Gannes & Musico, LLP for a free initial consultation!

Contact a Traffic Ticket Attorney in New York! We are available 24/7.

For over 30 years, our firm has been fighting traffic tickets and helping New York residents avoid unnecessary punishment. Should you attempt to go to court without an experienced traffic ticket lawyer on your side, you could very well lose your case and be faced with a fine, points on your record, and a higher insurance rate, which in turn could result in financial stress and hardship. Don't let this happen to you!

Call our offices today to consult a member of our team: (877) 803-2603.

Each attorney with Gannes & Musico, LLP has handled thousands of traffic violation cases each and could provide you with the vigorous defense that you need to have your charges dropped. Attorney Margo Gannes has extensive experience with the Traffic Violations Bureau, and Attorney Musico's tireless service and ethics have set him apart as one of the top traffic trial attorneys in the state.

Find out how we could help you! Submit our online contact form or call (877) 803-2603 for a free consultation.

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Well worth every dollar spent!
“I hired this law firm to help me fight a few tickets. They took care of everything A-Z. It was well worth every dollar spent. I strongly recommend them if you get a ticket hire them!!”
Final verdict of not guilty!
“Final verdict of not guilty.”
NOT GUILTY . Saved 5 points of penalty on my license.
“NOT GUILTY . Saved 5 points of penalty on my license.”
Choosing Attorney Gannes was the best decision I could have made!
“Choosing Attorney Gannes was the best decision I could have made!”
Thank you so much for doing an outstanding job to get the ticket dismissed.
“Thank you so much for doing an outstanding job to get the ticket dismissed.”